FIN4LUCK
Cookie Policy
Effective Date : 9 October 2025
Introduction
This Cookie Policy explains how FIN4LUCK Co., Ltd. (“we,” “our,” or “the Company”) uses cookies and similar tracking technologies when you visit our website www.fin4luck.co.th or use our online platforms and mobile applications.
Our goal is to ensure transparency regarding how and why cookies are used, and how you can manage your cookie preferences in compliance with the Personal Data Protection Act B.E. 2562 (PDPA) and relevant international standards such as GDPR.
This Cookie Policy explains how FIN4LUCK Co., Ltd. (“we,” “our,” or “the Company”) uses cookies and similar tracking technologies when you visit our website www.fin4luck.co.th or use our online platforms and mobile applications.
Our goal is to ensure transparency regarding how and why cookies are used, and how you can manage your cookie preferences in compliance with the Personal Data Protection Act B.E. 2562 (PDPA) and relevant international standards such as GDPR.
Our goal is to ensure transparency regarding how and why cookies are used, and how you can manage your cookie preferences in compliance with the Personal Data Protection Act B.E. 2562 (PDPA) and relevant international standards such as GDPR.
What Are Cookies?
Cookies are small text files stored on your device (computer, tablet, or mobile) when you visit a website. They are used to collect and store information about your browsing activity, preferences, and interaction with our services.
Cookies help us:
Enable secure access to our platform and account areas
Analyze website traffic and improve usability
Personalize your experience (e.g., remembering language preferences)
Deliver targeted financial content and marketing offers relevant to your needs
Cookies are small text files stored on your device (computer, tablet, or mobile) when you visit a website. They are used to collect and store information about your browsing activity, preferences, and interaction with our services.
Cookies help us:
Enable secure access to our platform and account areas
Analyze website traffic and improve usability
Personalize your experience (e.g., remembering language preferences)
Deliver targeted financial content and marketing offers relevant to your needs
Types of Cookies We Use
We use several categories of cookies to optimize functionality and compliance.
1.Strictly Necessary CookiesThese cookies are essential for website security and core functionality. They allow you to:
Duration: Typically expire when you close your browser
Note: These cookies cannot be disabled as they are vital for service operation.
Log into your FIN4LUCK account securely
Submit loan applications and verify identities (e-KYC process)
Maintain session integrity when navigating between pages
Examples: Session ID cookies, security tokens, CSRF protection cookiesDuration: Typically expire when you close your browser
Note: These cookies cannot be disabled as they are vital for service operation.
2. Performance and Analytics Cookies
These cookies help us understand how visitors use our website to improve performance and user experience.
We use aggregated, anonymized data for:
Duration: 6–24 months
All analytics data collected is anonymized and never linked to your personal identity.
Tracking page load times, navigation patterns, and system errors
Measuring marketing campaign effectiveness
Analyzing how users interact with loan calculators and registration forms
Loan history and repayment behavior
Examples: Google Analytics, Meta Pixel (in anonymized mode), internal site metricsDuration: 6–24 months
All analytics data collected is anonymized and never linked to your personal identity.
3.Functional Cookies
These cookies remember your preferences and enhance convenience, such as:
Duration: Up to 12 months
Remembering login details (if you choose “Stay signed in”)
Storing language and region preferences
Remembering previous form inputs for quicker applications
Examples: Preferred language cookies, UX personalization cookiesDuration: Up to 12 months
4.Advertising and Targeting Cookies
With your explicit consent, these cookies help us deliver relevant promotions, educational content, or partnership offers.
They may track your browsing behavior across websites to:
Duration: Up to 24 months
These cookies are used only with your consent and can be disabled at any time.
Show personalized financial product recommendations
Limit repetitive ad exposure
Measure engagement with marketing campaigns
Examples: Google Ads, Facebook Ads, LINE Ads Platform cookiesDuration: Up to 24 months
These cookies are used only with your consent and can be disabled at any time.
5.Third-Party Cookies
Some cookies are placed by third-party services integrated into our platform, such as:
Payment gateways (e.g., Omise, SCB Payment API)
Chatbots or CRM tools (e.g., LINE OA, Zendesk)
Security and identity providers (e.g., NDID, e-KYC partners)
These third parties are carefully vetted and bound by data processing agreements compliant with PDPA and international data privacy standards.We use several categories of cookies to optimize functionality and compliance.
1.Strictly Necessary CookiesThese cookies are essential for website security and core functionality. They allow you to:
Duration: Typically expire when you close your browser
Note: These cookies cannot be disabled as they are vital for service operation.
Log into your FIN4LUCK account securely
Submit loan applications and verify identities (e-KYC process)
Maintain session integrity when navigating between pages
Examples: Session ID cookies, security tokens, CSRF protection cookiesDuration: Typically expire when you close your browser
Note: These cookies cannot be disabled as they are vital for service operation.
2. Performance and Analytics Cookies
These cookies help us understand how visitors use our website to improve performance and user experience.
We use aggregated, anonymized data for:
Duration: 6–24 months
All analytics data collected is anonymized and never linked to your personal identity.
Tracking page load times, navigation patterns, and system errors
Measuring marketing campaign effectiveness
Analyzing how users interact with loan calculators and registration forms
Loan history and repayment behavior
Examples: Google Analytics, Meta Pixel (in anonymized mode), internal site metricsDuration: 6–24 months
All analytics data collected is anonymized and never linked to your personal identity.
3.Functional Cookies
These cookies remember your preferences and enhance convenience, such as:
Duration: Up to 12 months
Remembering login details (if you choose “Stay signed in”)
Storing language and region preferences
Remembering previous form inputs for quicker applications
Examples: Preferred language cookies, UX personalization cookiesDuration: Up to 12 months
4.Advertising and Targeting Cookies
With your explicit consent, these cookies help us deliver relevant promotions, educational content, or partnership offers.
They may track your browsing behavior across websites to:
Duration: Up to 24 months
These cookies are used only with your consent and can be disabled at any time.
Show personalized financial product recommendations
Limit repetitive ad exposure
Measure engagement with marketing campaigns
Examples: Google Ads, Facebook Ads, LINE Ads Platform cookiesDuration: Up to 24 months
These cookies are used only with your consent and can be disabled at any time.
5.Third-Party Cookies
Some cookies are placed by third-party services integrated into our platform, such as:
Payment gateways (e.g., Omise, SCB Payment API)
Chatbots or CRM tools (e.g., LINE OA, Zendesk)
Security and identity providers (e.g., NDID, e-KYC partners)
These third parties are carefully vetted and bound by data processing agreements compliant with PDPA and international data privacy standards.How We Use Your Data
We process your data only for lawful and legitimate purposes, including:We will not sell, rent, or trade your personal data to third parties.s
Evaluating and approving loan applications
Conducting due diligence, credit assessment, and collateral valuation
Preparing loan contracts, mortgage registration, or asset custody documents
Performing KYC and AML checks
Managing customer relationships and post-loan monitoring
Sending transaction alerts, payment reminders, and service updates
Improving our website, mobile app, and customer experience
Complying with regulatory obligations (e.g., Bank of Thailand, SEC, AMLO)
We process your data only for lawful and legitimate purposes, including:We will not sell, rent, or trade your personal data to third parties.s
Evaluating and approving loan applications
Conducting due diligence, credit assessment, and collateral valuation
Preparing loan contracts, mortgage registration, or asset custody documents
Performing KYC and AML checks
Managing customer relationships and post-loan monitoring
Sending transaction alerts, payment reminders, and service updates
Improving our website, mobile app, and customer experience
Complying with regulatory obligations (e.g., Bank of Thailand, SEC, AMLO)
Legal Basis for Cookie Use
We process data collected via cookies under the following legal grounds:
Consent: for analytics, advertising, and personalization cookies
Legitimate interest: for essential cookies ensuring security and system integrity
Contractual necessity: for cookies used during authentication or loan applications
We process data collected via cookies under the following legal grounds:
Consent: for analytics, advertising, and personalization cookies
Legitimate interest: for essential cookies ensuring security and system integrity
Contractual necessity: for cookies used during authentication or loan applications
Data Retention
Cookie data is stored only as long as necessary for the stated purpose and is automatically deleted after its expiry date or upon cookie deletion via your browser or settings.
Cookie data is stored only as long as necessary for the stated purpose and is automatically deleted after its expiry date or upon cookie deletion via your browser or settings.
Third-Party Analytics and Advertising Partners
We may use third-party analytics and marketing platforms (such as Google Analytics, Meta Ads, LINE Ads) under contractual data protection terms.
These providers may use cookies to analyze website activity or measure campaign performance, but they are not allowed to access personal identification data without your consent.
For more information:Google Analytics Policy
Meta (Facebook) Privacy PolicyWe may use third-party analytics and marketing platforms (such as Google Analytics, Meta Ads, LINE Ads) under contractual data protection terms.
These providers may use cookies to analyze website activity or measure campaign performance, but they are not allowed to access personal identification data without your consent.
For more information:Google Analytics Policy
Meta (Facebook) Privacy PolicyUpdates to This Cookie Policy
We may update this Cookie Policy from time to time to reflect new technologies, operational changes, or legal requirements.
All updates will be posted here with a revised effective date.
We may update this Cookie Policy from time to time to reflect new technologies, operational changes, or legal requirements.
All updates will be posted here with a revised effective date.
Contact Us
If you have questions, concerns, or wish to exercise your data rights, please contact:
FIN4LUCK Co., Ltd.
Address : 160/3 Moo 10 Somrong, Phrapradaeng, Samutprakarn 10130
If you have questions, concerns, or wish to exercise your data rights, please contact:
FIN4LUCK Co., Ltd.
Address : 160/3 Moo 10 Somrong, Phrapradaeng, Samutprakarn 10130
หัวข้อที่คุณอาจสนใจ
Introduction
What Are Cookies?
Types of Cookies We Use
How We Use Collected Data
Legal Basis for Cookie Use
Data Retention
Third-Party Analytics and Advertising Partners
Updates to This Cookie Policy
Contact Us
หัวข้อที่คุณอาจสนใจ
Introduction
What Are Cookies?
Types of Cookies We Use
How We Use Collected Data
Legal Basis for Cookie Use
Data Retention
Third-Party Analytics and Advertising Partners
Updates to This Cookie Policy
Contact Us
Introduction
This Cookie Policy explains how FIN4LUCK Co., Ltd. (“we,” “our,” or “the Company”) uses cookies and similar tracking technologies when you visit our website www.fin4luck.co.th or use our online platforms and mobile applications.
Our goal is to ensure transparency regarding how and why cookies are used, and how you can manage your cookie preferences in compliance with the Personal Data Protection Act B.E. 2562 (PDPA) and relevant international standards such as GDPR.
This Cookie Policy explains how FIN4LUCK Co., Ltd. (“we,” “our,” or “the Company”) uses cookies and similar tracking technologies when you visit our website www.fin4luck.co.th or use our online platforms and mobile applications.
Our goal is to ensure transparency regarding how and why cookies are used, and how you can manage your cookie preferences in compliance with the Personal Data Protection Act B.E. 2562 (PDPA) and relevant international standards such as GDPR.
Our goal is to ensure transparency regarding how and why cookies are used, and how you can manage your cookie preferences in compliance with the Personal Data Protection Act B.E. 2562 (PDPA) and relevant international standards such as GDPR.
What Are Cookies?
Cookies are small text files stored on your device (computer, tablet, or mobile) when you visit a website. They are used to collect and store information about your browsing activity, preferences, and interaction with our services.
Cookies help us:
Enable secure access to our platform and account areas
Analyze website traffic and improve usability
Personalize your experience (e.g., remembering language preferences)
Deliver targeted financial content and marketing offers relevant to your needs
Cookies are small text files stored on your device (computer, tablet, or mobile) when you visit a website. They are used to collect and store information about your browsing activity, preferences, and interaction with our services.
Cookies help us:
Enable secure access to our platform and account areas
Analyze website traffic and improve usability
Personalize your experience (e.g., remembering language preferences)
Deliver targeted financial content and marketing offers relevant to your needs
Types of Cookies We Use
We use several categories of cookies to optimize functionality and compliance.
1.Strictly Necessary CookiesThese cookies are essential for website security and core functionality. They allow you to:
Duration: Typically expire when you close your browser
Note: These cookies cannot be disabled as they are vital for service operation.
Log into your FIN4LUCK account securely
Submit loan applications and verify identities (e-KYC process)
Maintain session integrity when navigating between pages
Examples: Session ID cookies, security tokens, CSRF protection cookiesDuration: Typically expire when you close your browser
Note: These cookies cannot be disabled as they are vital for service operation.
2. Performance and Analytics Cookies
These cookies help us understand how visitors use our website to improve performance and user experience.
We use aggregated, anonymized data for:
Duration: 6–24 months
All analytics data collected is anonymized and never linked to your personal identity.
Tracking page load times, navigation patterns, and system errors
Measuring marketing campaign effectiveness
Analyzing how users interact with loan calculators and registration forms
Loan history and repayment behavior
Examples: Google Analytics, Meta Pixel (in anonymized mode), internal site metricsDuration: 6–24 months
All analytics data collected is anonymized and never linked to your personal identity.
3.Functional Cookies
These cookies remember your preferences and enhance convenience, such as:
Duration: Up to 12 months
Remembering login details (if you choose “Stay signed in”)
Storing language and region preferences
Remembering previous form inputs for quicker applications
Examples: Preferred language cookies, UX personalization cookiesDuration: Up to 12 months
4.Advertising and Targeting Cookies
With your explicit consent, these cookies help us deliver relevant promotions, educational content, or partnership offers.
They may track your browsing behavior across websites to:
Duration: Up to 24 months
These cookies are used only with your consent and can be disabled at any time.
Show personalized financial product recommendations
Limit repetitive ad exposure
Measure engagement with marketing campaigns
Examples: Google Ads, Facebook Ads, LINE Ads Platform cookiesDuration: Up to 24 months
These cookies are used only with your consent and can be disabled at any time.
5.Third-Party Cookies
Some cookies are placed by third-party services integrated into our platform, such as:
Payment gateways (e.g., Omise, SCB Payment API)
Chatbots or CRM tools (e.g., LINE OA, Zendesk)
Security and identity providers (e.g., NDID, e-KYC partners)
These third parties are carefully vetted and bound by data processing agreements compliant with PDPA and international data privacy standards.We use several categories of cookies to optimize functionality and compliance.
1.Strictly Necessary CookiesThese cookies are essential for website security and core functionality. They allow you to:
Duration: Typically expire when you close your browser
Note: These cookies cannot be disabled as they are vital for service operation.
Log into your FIN4LUCK account securely
Submit loan applications and verify identities (e-KYC process)
Maintain session integrity when navigating between pages
Examples: Session ID cookies, security tokens, CSRF protection cookiesDuration: Typically expire when you close your browser
Note: These cookies cannot be disabled as they are vital for service operation.
2. Performance and Analytics Cookies
These cookies help us understand how visitors use our website to improve performance and user experience.
We use aggregated, anonymized data for:
Duration: 6–24 months
All analytics data collected is anonymized and never linked to your personal identity.
Tracking page load times, navigation patterns, and system errors
Measuring marketing campaign effectiveness
Analyzing how users interact with loan calculators and registration forms
Loan history and repayment behavior
Examples: Google Analytics, Meta Pixel (in anonymized mode), internal site metricsDuration: 6–24 months
All analytics data collected is anonymized and never linked to your personal identity.
3.Functional Cookies
These cookies remember your preferences and enhance convenience, such as:
Duration: Up to 12 months
Remembering login details (if you choose “Stay signed in”)
Storing language and region preferences
Remembering previous form inputs for quicker applications
Examples: Preferred language cookies, UX personalization cookiesDuration: Up to 12 months
4.Advertising and Targeting Cookies
With your explicit consent, these cookies help us deliver relevant promotions, educational content, or partnership offers.
They may track your browsing behavior across websites to:
Duration: Up to 24 months
These cookies are used only with your consent and can be disabled at any time.
Show personalized financial product recommendations
Limit repetitive ad exposure
Measure engagement with marketing campaigns
Examples: Google Ads, Facebook Ads, LINE Ads Platform cookiesDuration: Up to 24 months
These cookies are used only with your consent and can be disabled at any time.
5.Third-Party Cookies
Some cookies are placed by third-party services integrated into our platform, such as:
Payment gateways (e.g., Omise, SCB Payment API)
Chatbots or CRM tools (e.g., LINE OA, Zendesk)
Security and identity providers (e.g., NDID, e-KYC partners)
These third parties are carefully vetted and bound by data processing agreements compliant with PDPA and international data privacy standards.How We Use Collected Data
Data collected through cookies may be used to:
Maintain platform functionality and account security
Personalize your loan journey and marketing content
Conduct performance analysis for service improvement
Ensure compliance with anti-fraud and AML monitoring systems
All data usage complies with our Privacy Policy and relevant data protection laws.Data collected through cookies may be used to:
Maintain platform functionality and account security
Personalize your loan journey and marketing content
Conduct performance analysis for service improvement
Ensure compliance with anti-fraud and AML monitoring systems
All data usage complies with our Privacy Policy and relevant data protection laws.Legal Basis for Cookie Use
We process data collected via cookies under the following legal grounds:
Consent: for analytics, advertising, and personalization cookies
Legitimate interest: for essential cookies ensuring security and system integrity
Contractual necessity: for cookies used during authentication or loan applications
We process data collected via cookies under the following legal grounds:
Consent: for analytics, advertising, and personalization cookies
Legitimate interest: for essential cookies ensuring security and system integrity
Contractual necessity: for cookies used during authentication or loan applications
Data Retention
Cookie data is stored only as long as necessary for the stated purpose and is automatically deleted after its expiry date or upon cookie deletion via your browser or settings.
Cookie data is stored only as long as necessary for the stated purpose and is automatically deleted after its expiry date or upon cookie deletion via your browser or settings.
Third-Party Analytics and Advertising Partners
We may use third-party analytics and marketing platforms (such as Google Analytics, Meta Ads, LINE Ads) under contractual data protection terms.
These providers may use cookies to analyze website activity or measure campaign performance, but they are not allowed to access personal identification data without your consent.
For more information:Google Analytics Policy
Meta (Facebook) Privacy PolicyWe may use third-party analytics and marketing platforms (such as Google Analytics, Meta Ads, LINE Ads) under contractual data protection terms.
These providers may use cookies to analyze website activity or measure campaign performance, but they are not allowed to access personal identification data without your consent.
For more information:Google Analytics Policy
Meta (Facebook) Privacy PolicyUpdates to This Cookie Policy
We may update this Cookie Policy from time to time to reflect new technologies, operational changes, or legal requirements.
All updates will be posted here with a revised effective date.
We may update this Cookie Policy from time to time to reflect new technologies, operational changes, or legal requirements.
All updates will be posted here with a revised effective date.
Contact Us
If you have questions, concerns, or wish to exercise your data rights, please contact:
FIN4LUCK Co., Ltd.
Address : 160/3 Moo 10 Somrong, Phrapradaeng, Samutprakarn 10130
If you have questions, concerns, or wish to exercise your data rights, please contact:
FIN4LUCK Co., Ltd.
Address : 160/3 Moo 10 Somrong, Phrapradaeng, Samutprakarn 10130
